Welcome to VA Loans

Affordable, $0 down home loans for veterans

VA home loans have helped generations of veterans and their families achieve the dream of home ownership

Barndominium VA Loans
VA loans

How do VA loans work

  1. Verify your VA home loan eligibility
  2. Apply for your VA home loan Certificate of Eligibility (COE)
  3. Choose a lender
  4. Get approved directly by the lender

If this is not your first time using the VA home loan benefit and your existing loans are not paid off, you should have your current COE available to understand the amount of your remaining benefits

Why consider a VA loan?

  • No down payment
  • Lower interest rates
  • No mortgage insurance required
  • No loan limit
  • Fewer closing costs
  • Lifetime benefit, can be used multiple times

Happy Clients with Barndominiums Financing

As a first-time homebuyer, the process of financing can be daunting. However, American Barndominiums made it seamless with their expertise in FHA Loans. Their team walked me through every step, providing detailed construction plans that reassured both me and the lenders. I’m now the proud owner of a beautiful barndominium, thanks to their comprehensive services and support.

Emily Thompson

I opted for a conventional loan for my barndominium project, and I couldn’t be happier with the support from American Barndominiums. Their comprehensive plans and expertise in zoning and appraisal made the financing process smooth. Their dedication to going beyond just financing helped me build my dream home with ease.

Alex Rivera

Living in a rural area, I thought building a barndominium would be complicated, but American Barndominiums proved me wrong. They specialize in USDA Loans, which was perfect for my situation. Their zoning expertise and specialized appraisers made the financing process straightforward, and now I have the perfect home for my family.

Marcus Johnson

American Barndominiums’ claim of full-service support is 100% true. From securing a conventional loan to navigating the construction and appraisal process, their team was there every step of the way. Their detailed plans and zoning knowledge were crucial in getting my project off the ground. I’m deeply grateful for their dedication.

Natalie Kim

As a veteran, I wanted to utilize a VA Loan for my barndominium. American Barndominiums’ team was incredibly knowledgeable about the VA Loan process. They provided detailed construction plans and had specialized appraisers who understood the unique value of barndominiums, ensuring I got the best deal possible. Their full-service support was invaluable.

Jessica Walters

The team at American Barndominiums is phenomenal. Not only did they help me secure a USDA Loan, but their full-service approach covered everything from construction plans to dealing with zoning. Their specialized appraisers and comprehensive support were key to the success of my barndominium project. They truly go beyond financing.

Derek Smith

Tested and tried for over 20 years

Who is eligible for a VA loan?

The VA must certify your eligibility for the VA home loan benefit.

  • Active-duty servicemembers and Veterans with discharges other than dishonorable
  • National Guard and Reserve service members and Veterans with an honorable discharge
  • Certain eligible spouses and other uniformed service personnel

The Department of Veterans Affairs does not require a minimum credit score. However, many lenders will have credit score requirements, typically 620 or higher.

Ready to Leverage your VA Benefits to Build a Barndominium?